Imagine: it’s mid-summer, sneaking up to triple digits, and your air conditioner stops. It just dies. Quits working. No more air conditioning, no more cool air blowing into your home to keep it comfortable. No more anything.
So you call a heating and cooling company to come take a look and they tell you what you already knew – it’s time to invest in a new air conditioner. And then they tell you something you didn’t know – it’s going to cost more than you imagined, ranging from $7,000 to $70,000, based on the type of air conditioner(s) you desire, the type of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend your summer soaking in sweat and devouring popsicles? Or use all your savings (and maybe sell an organ) to cover the cost of a new air conditioner?
But what if there was another option? Enter financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the standard consumer in the United States has no more than $5,000 they can access, it makes complete sense. So when life happens and things malfunction, and unexpected costs such as an AC repair or replacement is required, it is crucial that we have affordable financing options available.
At Broad Ripple Service Experts we have several financing options for consumers looking to replace their HVAC systems. The first group of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available money to pay off the loan short term, typically within 12 months with no interest charges, so long as the amount financed is completely paid off during or before the promotional period expires.
Broad Ripple Service Experts also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for people who may not have the money as quickly but can afford a lower cost every month. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost around $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This option makes a new heating and cooling system more affordable, while also getting an efficient system that will help lower energy bills while giving home comfort.
The financing programs at Broad Ripple Service Experts are included below:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, why wait? Call Broad Ripple Service Experts today for a free in-home home comfort analysis and we will help you determine which heating and air conditioning system is right for your home AND which financing option fits in best with your life. We can’t wait to get started!