Picture it: it’s mid-summer, sneaking up to triple digits, and your air conditioning unit stops. It just dies. Quits working. No more air conditioning, no more cool air blowing into your home to keep it comfortable. It’s gone.
So you call a heating and cooling company to come check everything and they tell you what you already knew – you have to buy a new system. And then they tell you something you didn’t know – a new system is going to cost more than you imagined, ranging from $7,000 to $70,000, based on the type of air conditioner(s) you desire, the kind of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the hottest time of the year soaking in sweat and devouring popsicles? Or use all your savings (and maybe sell a kidney) to cover the cost of a new air conditioner?
But what if there was another option? Enter financing.
Did you know that 70% of people taking on a home improvement project plan on financing it? When you consider that the standard consumer in the United States has less than $5,000 they can access, it makes total sense. So when life happens and things die, and unexpected costs such as an AC repair or replacement is required, it is crucial that we have affordable financing options available.
At Broad Ripple Service Experts we have multiple financing options for consumers looking to replace their HVAC systems. The first category of options are a part of our promotional financing programs, which include no interest or deferred interest. Promotional shoppers are those that will most likely have the available money to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is completely paid off during or before the promotional period ends.
Broad Ripple Service Experts also offers financing alternatives with a lower monthly fixed payment and a decent interest rate. This is for buyers who may not have the money as quickly but can afford a lower monthly cost. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost around $10,000. Choosing the 7.99% 120 month loan program can cost as little as $121/month. This program makes a new heating and cooling system more affordable, while also getting an efficient system that will help decrease energy bills while providing home comfort.
The financing programs at Broad Ripple Service Experts include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many choices, why wait? Call Broad Ripple Service Experts today for a complimentary in-home home comfort analysis and we will help you determine which heating and air conditioning system is right for your home AND which financing option fits in best with your life. We can’t wait to hear from you!